The state of Iowa offers several financial resources for entrepreneurs who want to start or grow a business in the Hawkeye State. If you’re wondering how to get a small business loan in Iowa, know that eligibility for these small business loans and grants varies depending…
The most recent wave of the Black Lives Matter movement has amplified what Black people in America have known for centuries: Systemic racism is alive and well in America. That deep-seated, foundational racism touches every aspect of this country’s inner workings, including…
For most small businesses, your two biggest line items are labor costs and business expenses. While the former is relatively static, the ladder can change every single day—especially if you have employees making expenses on behalf of your business. You wouldn’t go around…
Everest Business Funding is a merchant cash advance provider based in Florida that provides quick-to-fund but expensive small business capital. For businesses that are unable to qualify for more traditional business loans—whether due to poor credit or insufficient business…
The U.S. Small Business Administration (SBA) offers a few different types of business loans to finance the purchase, improvement, or renovation of real estate. SBA 504 loans are specifically designed for financing real estate and other fixed assets, but the 7(a) loan can…
Although everyone aims to succeed when starting a business, the reality is that some entrepreneurs, unfortunately, don’t. It might be because things aren’t working out, it might be because you have other things you have to tackle in your life, or it could even be that…
Colorado is not only a great place to live, but also a great place to run a small business. Along with lots of fantastic resources in your state, you’ll also find that there are several options for Colorado small business grants to help fund your business. That’s “free…
The ecommerce fulfillment industry is booming and fulfillment centers are springing up around the globe. With so many options, picking the best fulfillment center for your ecommerce business can be a challenging task. Costs, services, minimum requirements, and account…
Small business owners typically have three things on their minds when purchasing business insurance—coverage, convenience, and value. A business owners policy (BOP) is designed for each of these factors. By bundling general liability insurance, commercial property…
If you own a retail small business, you know the importance of proper inventory management. Every product you stock and every square foot of your retail space matters to the bottom line of your business. At the end of every month, quarter, or fiscal year, the amount of…
If you’re looking for business financing—particularly to purchase or fund a real estate project—you may have come across commercial bridge loans. Bridge loans, however, are a very unique type of short-term financing that function differently from typical business…
During the 2008 economic crisis, the state of Michigan was one of the hardest hit in the country, owing mostly to the state’s automotive and manufacturing sectors. However, Michigan has now bounced back with steady job growth. If you’re starting or expanding a business…
Running a business certainly has its ups and downs—especially when it comes to finances. Whether you’re just starting out, sustaining, or growing an established business, you might experience a surplus one month and then dip into the red the next. So how do you manage…
Some projects lend themselves perfectly to the DIY route: You can change your own car oil, paint your home, maybe even patch up your own roof. But managing your small business finances? Unless you have a background in the subject, this is definitely something you should…
Balboa Capital is an online lender that provides small business loans and equipment financing. Like alternative lenders, you can apply online for funding and receive funds within a few days. In return, you can expect high interest rates and a frequent repayment schedule.
If you’re a small business owner, you have two credit scores. There’s your personal credit score, and then there is your business credit score. A business credit score is a reflection of the creditworthiness of your business. It’s possible to have a good personal…
As of May 2021, Wells Fargo has discontinued their Equipment Express loan. Current customers with these loans will continue to be serviced as normal. For alternatives to the Wells Fargo Equipment Express loan, visit our guide to equipment financing. Wells Fargo equipment…
Finding the right banking partner is crucial for entrepreneurs, as this relationship forms the backbone of how you process and manage your company’s finances. And if you call the Centennial State home, you probably want to learn more about the best banks for small business…
Regularly reviewing your financial statements is essential to the health of your business. Doing so can help you identify trends that could signify problems in your business so you can address them before they become insurmountable. Beyond identifying problems, though…
A wide variety of organizations provide financial assistance and other resources to entrepreneurs who want to start or grow a business in Texas. These organizations provide a mix of small business loans, grants, and mentorship and training. Eligibility for these resources…
