Picking the best retail business loan for your specific needs means knowing where to look. We suggest you start with the top six business loans for retail: SBA 7(a) loans. Best for general expenses. SBA 504/CDC loans. Best for commercial real estate. Business lines of…
If you’re on the hunt for a small business loan, you’ve likely come across the concept of merchant financing at least once or twice along the way. What does it mean? And can it fund your business quickly and affordably? With this guide, we’ll tackle the concept of…
If you’re looking for small business loans in Colorado, you’re not alone. Colorado has over 600,000 small businesses, and nearly half of the state’s workers are employed by small businesses. Many successful small business owners reach a point where they need capital to…
If this is your first time taking out a business loan, you might not know what to look for when it comes to the terms of your loan and the basics that it should include. There are a few things you should look for in your business loan agreement that you need to confirm…
Of the many forms you can expect to complete when applying for an SBA loan, SBA Form 413—also referred to as the “SBA personal financial statement”—is one of the most essential. This form factors into how the SBA determines your ability to repay an additional debt…
House-flippers renovated more than 200,000 homes in 2018, with an average gross profit of $65,000 per property, according to researchers from Attom Data. That’s a lot of houses—and a lot of money. Despite the popularity of house-flipping, the biggest barrier to entry and…
The state of Iowa offers several financial resources for entrepreneurs who want to start or grow a business in the Hawkeye State. If you’re wondering how to get a small business loan in Iowa, know that eligibility for these small business loans and grants varies depending…
The most recent wave of the Black Lives Matter movement has amplified what Black people in America have known for centuries: Systemic racism is alive and well in America. That deep-seated, foundational racism touches every aspect of this country’s inner workings, including…
For most small businesses, your two biggest line items are labor costs and business expenses. While the former is relatively static, the ladder can change every single day—especially if you have employees making expenses on behalf of your business. You wouldn’t go around…
Everest Business Funding is a merchant cash advance provider based in Florida that provides quick-to-fund but expensive small business capital. For businesses that are unable to qualify for more traditional business loans—whether due to poor credit or insufficient business…
The U.S. Small Business Administration (SBA) offers a few different types of business loans to finance the purchase, improvement, or renovation of real estate. SBA 504 loans are specifically designed for financing real estate and other fixed assets, but the 7(a) loan can…
Although everyone aims to succeed when starting a business, the reality is that some entrepreneurs, unfortunately, don’t. It might be because things aren’t working out, it might be because you have other things you have to tackle in your life, or it could even be that…
