MoneySmall Business

Are There SBA Loans for the Self-Employed?

Many of the same SBA loans are available to both self-employed people and more formally structured businesses, such as limited liability companies and corporations. However, self-employed individuals, like sole proprietors and independent contractors, might face a higher…
Money

Bitcoin vs. Ethereum: What’s the Difference?

The main difference between Bitcoin and Ethereum is that Bitcoin was designed as a way to carry out relatively simple digital payments. At the same time, Ethereum can support more complex financial software. Bitcoin (BTC) and Ethereum (ETH) have plenty in common. They are…
MoneySmall Business

9 Best Factoring Companies for Trucking

Factoring companies for trucking, also called freight factoring companies, give trucking companies cash in exchange for outstanding invoices. They can be helpful to trucking companies that need working capital quickly or don’t have the staff to manage invoicing and…
MoneySmall Business

What Is a White-Label Payment Gateway?

Online businesses need a payment gateway, a portal where customers can securely enter their payment information to process transactions on their websites. White-label payment gateways, unlike traditional gateways, let businesses customize the online checkout process with…
Money

How To Counter Offer Salary [With Email Templates]

You’re in the middle of your job hunt and exhausted from countless applications, fine-tuning your resume, and multiple interviews. Finally, you’ve been offered a job from a great company. All that time and preparation have paid off! However, your heart sinks as you…
Money

Best Medicare Advantage Plans in Indiana

Nearly 1.3 million people in Indiana are signed up for Medicare, placing it in the top 20 U.S. states for Medicare beneficiaries. Medicare is the government health care program for people 65 and older. Medicare Advantage is a bundled alternative to Medicare that offers all…
MoneySmall Business

Best Payment Processors for High-Risk Merchants

High-risk merchants operate in industries that are age-restricted, such as cigarettes and tobacco, or have high rates of fraud or chargebacks, such as dropshipping, nonprofits or web design. These businesses often struggle to find merchant account providers and payment…
Money

KPI Explained

The basics of KPIs KPIs, or key performance indicators, use measurable data to track a company’s progress toward a targeted set of goals. From an investor perspective, KPIs are typically related to a company’s financial performance, but they can also be used to measure…
Money

How to Buy a House for Sale by Owner

Most home sellers work with real estate agents to list and market their properties and negotiate with buyers. But about 7% of sellers skip hiring an agent and list their homes “for sale by owner,” or FSBO, according to a National Association of Realtors 2021 survey.
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Hotel Guide: Andaz Maui at Wailea Resort

World of Hyatt fans know Andaz as one of the company’s top-tier brands that focuses on exceptional design and high-end service. Its Hawaii outpost is no exception, and visitors to Maui will find a bucket-list resort ready and waiting. If you’re curious about the…
Money

How to Build a Capsule Wardrobe

There are so many fashion trends that come and go; but what does that mean for your pockets? You’re left overspending, making impulse decisions, or buying items because others are doing the same thing. Remember, fashion is a personal experience. It’s unique to each one…
Money

Should You Pursue Hyatt Elite Status in 2022?

If you’re a fan of free things, then Hyatt elite status is for you. Exceedingly generous with its top-tier members, the World of Hyatt program offers benefits that other programs simply don’t. But is it worth the time and money to invest in the program? Should you pursue…
Money

Real Estate Agent Referral Networks for Home Buyers and Sellers

Looking for a real estate agent and don’t know where to turn? You might find a match through an agent referral service or a lender-affiliated network. Stand-alone referral services provide online tools to match you with agents for free. Some services negotiate lower real…
Money

NerdWallet’s Best Credit Card Tips for April 2022

By now, your wallet is probably feeling the effects of rising costs of gas, food and other essentials. While you can’t dodge inflation, it’s possible to strategize and keep more money from getting away. If you celebrate Easter, Ramadan or Passover, or plan on going on…