Money

5 Ways to Make Your Money Work for You

Making your money work for you is an important step on the road to financial security and independence. Earning money by trading your time is important, but it’s just as important to find a way to make money without having to be actively involved. While you might dream…
Money

What Is a Digital Wallet and How Does It Work?

Contactless payment methods have been gaining popularity among both merchants and consumers, especially amid the pandemic. Digital wallets are one such method. They store your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone…
Money

4 Common Debt Consolidation Mistakes and How to Avoid Them

If you’ve amassed multiple forms of debt, like credit cards, medical bills or personal loans, you might be considering consolidating. Debt consolidation is when you combine your debts into one payment, usually with a consolidation loan. Not only does this simplify your…
Money

The Best Home Insurance in Pennsylvania for 2021

If you’re a homeowner in Pennsylvania, you’ll typically pay a lot less than the national average for home insurance. At an average of $801 per year, home insurance in Pennsylvania costs just more than half of the $1,585 national average. NerdWallet analyzed rates from 12…
Money

Making Financial Progress is Motivating

Setting goals is a crucial part of your journey as you work toward financial freedom. By setting goals tailored around your lifestyle, you can improve your financial habits, keep track of your financial progress, and identify expenses you can cut back down on, while making…
Money

5 Things to Know About the Oportun Credit Card

The Oportun Visa Credit Card, issued by WebBank, is one of just a handful of credit cards that can facilitate a path to credit for those with no credit history. It officially became available in most states as of August 2021, after a pilot period. As of this writing, the…
Money

5 Things to Know About the Surge Mastercard

The Surge Mastercard, issued by Celtic Bank, offers some qualities that may appeal to those seeking a second chance at building credit, but its fees far outweigh its benefits. It offers a pre-qualification process, the chance at a higher credit limit and it reports payments…
MoneySmall Business

6 Ways to Make Your Business More Agile

The onset of the COVID-19 pandemic was disruptive for many small businesses. However, there are insights that can be drawn from this experience — and these could help your business survive the next challenge or capitalize on an unexpected opportunity. Business agility is…
Money

How to Get Instant Life Insurance Online

When you’re used to the instant gratification that comes with ordering everything online, buying life insurance can seem painfully old-school. Until recently, if you wanted to purchase a lot of life insurance at a low price, you typically had to fill out paperwork, undergo…
Money

Marriage or Mortgage?

As any given couple progresses through the different phases of their relationship, they might come to a point where one partner wants to get married, while the other feels like they should move in together and/or buy a house. These are both incredibly big commitments and…
Money

What Is Medicaid, and Who Is Eligible?

Medicaid is a free or low-cost national public health insurance program covering more than 74 million Americans, including eligible low-income adults, pregnant women, children, older adults and people with disabilities. Medicaid is the single biggest source of health…
Money

How Does Life Insurance Work?

Originally designed to help cover burial costs and care for widows and orphans, life insurance is now a flexible and powerful financial product. More than half of Americans have some sort of life insurance, according to insurance research organization LIMRA. Life insurance…
Money

Foresters Life Insurance Review 2021

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Katia Iervasi 3.0 NerdWallet rating FORESTERS FINANCIAL LIFE…
Money

Angel Investing: What It Is and How to Start

A creative new business idea caught your eye? Perhaps you can become an angel looking over it — an angel investor, that is. Not only will you provide support for a budding startup, but you can also get in on the ground floor of a company that you think has high growth…
MoneySmall Business

USAA Business Insurance Review 2021

United Services Automobile Association, best known as USAA, underwrote more than $24 billion in direct insurance premiums in 2020 across a variety of insurance products. But there’s an important catch: USAA membership is limited to U.S. military members and veterans…
Money

Wells Fargo Won’t Close Personal Lines of Credit After All

A month after Wells Fargo made news for its decision to close customers’ existing personal lines of credit, the bank has changed course and will leave the lines open. The company began notifying customers of the update by email and mailed letters Tuesday, according to an…