MoneySmall Business

SunTrust Business Checking: 2021 Review

SunTrust Bank offers three core small business checking accounts: Simple Business Checking, Primary Business Checking and Business Advantage Plus Checking. With locations in 10 states, plus Washington, D.C., SunTrust caters to small-business owners looking for regional…
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How Women Investors Can Rewrite Their Financial Futures

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Women do it all — lead households, pay bills, run companies.
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Should I Use My 401(k) to Pay Off Student Loans?

Key takeaways Avoid using your 401(k) to pay off student loans. Early 401(k) withdrawal can cost an additional 30% in taxes and penalties. Taking money out of your 401(k) can leave you underprepared for retirement. If you’re feeling the pressures of student loan debt, you…
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Barclays Launches New AARP Credit Cards, Taking Over for Chase

Barclays is introducing new co-branded AARP credit cards, taking over for Chase as the issuer of that portfolio. The new rewards-earning cards are: The AARP® Essential Rewards Mastercard® from Barclays. The AARP® Travel Rewards Mastercard® from Barclays. Here’s how the…
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What Is the Gig Economy?

The term “gig economy” gets thrown around most often in reference to jobs like driving for a rideshare company, making deliveries or walking dogs. But the truth is, it’s much more expansive. What exactly is the gig economy and who is included? Here’s what to know.
MoneySmall Business

Mercury Banking for Startups: 2021 Review

Mercury is an online banking platform that includes both a business checking account and a business savings account with no monthly fees. Designed with startups in mind, Mercury offers scalable digital tools — plus, every account provides read-write application programming…
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37 Ways to Invest in Yourself and Build a Better Future

Investing in yourself is more than just acquiring stocks and bonds. When you make conscious decisions to invest in your financial wellbeing, health, career, and interests, you set yourself up for success in the future. Not sure where to start? Try out any of these 37 ways to…
MoneySmall Business

Citizens Bank Business Checking: 2021 Review

Citizens Bank’s Clearly Better Business Checking has no monthly service fee or minimum opening deposit, making it an appealing option for small-business owners who live in the bank’s service area. Citizens Bank operates in 11 states throughout New England, the…
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Travelers Renters Insurance Review 2021

With a wide range of discounts, a user-friendly website and policies available in most states, Travelers renters insurance is a solid option to cover an apartment or rental home. The company has been in business since 1864. Travelers renters insurance pros and cons ProsCons…
MoneySmall Business

6 Best Banks for Small Business in California

There are more than 400 banks and credit unions operating in California. That’s enough to make small-business owners’ heads spin when trying to find a bank that meets their needs. We took some of the work off your plate by evaluating dozens of financial institutions to…
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USAA Homeowners Insurance Review 2021

One of the largest home insurers in the country, USAA offers policies to active military members, veterans and their families. USAA home insurance policies include coverage that often costs extra when issued by other companies, but even so, the company’s rates are still…
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5 Top Credit Cards With Anniversary Bonuses

Travel rewards credit cards offer all kinds of perks to attract your business. But only some reward you for sticking around by giving you a specific perk every year on your cardholder anniversary. In a lot of cases, these anniversary bonuses are more valuable than you might…
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How to Maximize the Wells Fargo Propel AmEx Card

When it comes to the Wells Fargo Propel American Express® card, it’s easy to get a lot of value. The card includes 3 points per dollar spent on many popular categories and 1 point per dollar on purchases everywhere else. It also comes loaded with valuable benefits…
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Deep Breath and Dial: How Phone Calls Can Save You Money

Sean McAuliffe’s business, International Key Supply, suffered financially when the pandemic began. So he set out to cut operating costs for the New York-based distribution company. He canceled a few services, and for more important ones, he contacted the providers to…
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The Best Homeowners Insurance in Florida

With an average temperature hovering between 65 and 77 degrees and a reputation for clear skies, Florida is an ideal place to live for those looking to avoid classic winter weather. The Sunshine State also boasts plenty of big cities, beaches and theme parks that help make…
MoneySmall Business

What Are Accounting Adjustments?

Adjusting entries are made at the end of the accounting period to make your financial statements more accurately reflect your income and expenses, usually — but not always — on an accrual basis. This can be at the end of the month or the end of the year. If you have…
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5 Options for People Who Can’t Afford Their Tax Bills

If you know you’re getting a refund come tax time, filing your taxes can almost feel fun. But if you suspect you’re going to owe the IRS money you don’t have, it can be hard to even start the process. According to a NerdWallet survey, of those who failed to file by…