United Airlines offers plenty of opportunities to redeem MileagePlus miles, but some redemption options are better than others. You’ll want to learn what the options are so you can choose the redemption that works best for you and hopefully provides good value as well. In…
First introduced in 1969, the American Express® Green Card is one of the most venerable cards in the AmEx lineup. On the card’s 50th anniversary, AmEx gave it a thorough face-lift by boosting the welcome offer, elevating the earning scheme and adding several benefits to…
You should have a good credit score to enhance your chances of getting a mortgage, but there are plenty of ways to get approved — and even to keep your monthly payments and interest rates reasonable — with poor credit.
Typically, a “bad” credit score (by mortgage…
When you apply for any type of mortgage to buy a home, the lender will usually require an appraisal to estimate the home’s value. The same goes for a VA loan, except the lender will hire a VA-approved appraiser. Here’s what a VA appraisal entails and how much it will…
What do Scrooge McDuck and King Midas have in common? Hint: It’s not a well-diversified portfolio. While owning gold sounds cool, and may even be considered responsible during a stock market downturn, investing in gold comes with some unique challenges and doesn’t always…
A mortgage is a loan given by banks (or other financial institutions) to those who plan to purchase a home. There are many types of mortgage loans available, depending on your financial health and how long you want to pay the loan back. The amount you’re allowed to borrow…
NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Ben Moore Shelter insurance reviews and ratings Number of customer…
If you’re dating someone you see a future with, talking about money is an important step in your relationship. While most couples try to avoid the topic of money altogether, especially in the beginning stages of a relationship, having the money talk early (and often) can…
How Robocalls Work: The Emerging Tech You Need to Know About to Protect Your Finances
May 15, 2020
We’ve all received a call from an unknown number with a prerecorded voice on the other end. This is what’s known as a robocall. Often, the aim of a robocall is to convince you to send money or personal information. As you’ve likely noticed, they’ve become much more…
The current COVID-19 pandemic has truly affected just about all facets of life. Starting in the middle of March, demand for travel has cratered as most countries have enacted legislation encouraging citizens to stay at home and/or quarantine. Even in areas where it is still…
On average, it takes two to five business days for a check to clear. Business days are generally considered any weekday, Monday through Friday, that isn’t a bank holiday. For most checks, it’s typical for banks to make the first $200 available the business day after they…
APR stands for “annual percentage rate.” In terms of credit cards, it is the baseline rate used to calculate how much interest you’ll pay on any balance you carry over into future billing cycles.
Every credit card has an APR but it’s not the same for every person…
With the coronavirus pandemic leading to summer camp cancellations, many parents are wondering: How do I get my deposit back? The answer might depend on the camp’s policy, as well as how you paid. “Every camp is different, so we expect a broad range of decisions in terms…
The IRS has dialed back a number of taxpayer services amid the coronavirus outbreak, including cutting staffing for phone lines and leaving much of the mail it receives unopened. The agency recently recalled some employees to work, but it could still be hard to get through…
As airline passengers around the world are sheltering-in-place due to the coronavirus, a number of airlines, including Alaska, American, Delta and United, have reacted by extending their frequent flyers’ current elite status to cover all of 2021. This comes as welcome news…
As more and more families are facing a financial crunch due to the ongoing COVID-19 crisis, cutting discretionary spending might seem inevitable. Today, the old adage that a penny saved is a penny earned holds true like never before. But what about those of us who have some…
We don’t know exactly what college will look like in the fall, but student loans to get there just got cheaper. The interest rate on new undergraduate federal student loans will decrease to 2.75%, the lowest point on record, for the 2020-21 school year. That is a drop of…
Disclaimer: Amid the COVID-19 pandemic, not all companies are accepting new life insurance applications. For the latest information on how to cope with financial stress during this emergency, see NerdWallet’s financial guide to COVID-19. Seniors may have a tough time…
Advertisement Comparing car insurance quotes may not be the most exhilarating part of your day, but it can save you a lot of money. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can…
Note: NerdWallet strongly discourages traveling in the near future while the coronavirus continues to spread. Check the CDC and State Department websites for current guidance and travel restrictions. Please use the content of this article only to help inform future travel…
