Money

Radiant Floor Heating: Costs and Ways to Save

Imagine stepping into the bathroom first thing in the morning to experience not icy cold tile, but a toasty warm sensation. You can have that luxury by installing a radiant floor heating system beneath the tiles. The heat rises up through the flooring to warm everything in…
MoneySmall Business

KeyBank Business Checking: 2021 Review

KeyBank offers three small-business checking accounts with minimal frills, but also minimal fees, provided you’re able to avoid the bank’s hefty overdraft charges. The bank’s generous cash deposit limits — up to $25,000 at no cost, $50,000 in some locations — and…
Money

How to Get or Replace Your Medicare Card

When you need to get a Medicare card or replace one, you can easily request it online or by phone. Whether you’re enrolling in Medicare for the first time or replacing a lost, stolen or damaged card, obtaining the traditional red, white and blue Medicare card shouldn’t…
Money

5 Things to Know About the Charles Schwab AmEx Platinum

You’ve likely heard of The Platinum Card® from American Express, known for its luxurious perks and hefty $550 annual price tag. But you may not know that the card has a near-identical twin: The American Express Platinum Card® for Schwab. It has the same weighty look and…
Money

Can You Consolidate Private Student Loans?

You can consolidate private student loan debt, but the process is usually referred to as refinancing. Student loan refinancing is a financial move you make to combine all of your existing loans with a new rate and loan term. You can refinance through a private credit union…
Money

How to Maximize the Best Western Rewards Premium Mastercard

Not all co-branded hotel credit cards come with the most attractive features — such as travel credits or lounge perks — but that doesn’t mean they offer no value at all. The Best Western Rewards® Premium Mastercard® is particularly useful in conjunction with the Best…
Money

Is It Worth Keeping the Chase Sapphire Reserve in 2021?

Since you’re probably traveling a lot less, you may be wondering if it’s time to get rid of the Chase Sapphire Reserve® and explore some alternatives. Many excellent travel perks come with this travel card, but there are also other incentives, even if you plan to stay…
Money

5 Credit Card Red Flags to Avoid

Choosing the right credit card can be difficult, especially if you have poor credit (FICO scores of 629 or lower) or are new to credit cards entirely. Plenty of cards can help those with limited choices, but some options — including certain unsecured credit cards for bad…
Money

3 Budget Apps for Couples Who Want to Align on Money

You and your significant other probably won’t go out for a romantic dinner this Valentine’s Day, so why not do the next best thing? Light a few candles, pour some wine — and download a budget app. In fact, there are specific budget apps for couples that help you learn…
Money

How, Where, and Why to Use a High-Yield Savings Account

As you become more and more mature in your financial position, you’ll increasingly want to diversify your accounts. When you’re first starting your financial journey, it’s fine to just have one checking account, but the more money that you start…
Money

Getting Back to the Basics

If this past holiday season looked and felt a lot different than previous years – understand that you are not alone. The unexpected rollercoaster ride that 2020 forced us to take part in was one for the books that created more than enough opportunity to truly prioritize…
Money

Asking for a Promotion in an Unsteady Market

As an employee, it’s natural to worry about the financial health of your organization. If the company you work for is doing well, there will likely be more opportunities for everyone to get what they deserve. If the company you work for isn’t doing well &#8211…
Money

How to Talk About Money With Loved Ones During COVID

Money has always been one of the more awkward topics to bring up with friends and family but 2020 took it to a new level. This economic recession has affected some industries much more than others. This makes it especially difficult to know exactly how well someone is doing…
Money

Making Finances a Family Affair

As a child, money really doesn’t hold the same value as it does in our adulthood. Children only think about money and finances in general when it relates to something they want or think they need – often tangible items like clothes, shoes, or that shiny new toy. Maybe…
Money

Zero-Based Budgeting 101

Putting your money to work is one of the best ways to maximize your financial potential. Whether you make six figures a year or minimum wage, every dollar you bring in is an opportunity to make more. But strategically allocating your finances is about more than just…
Money

Does Medicare Cover Eye Exams?

Original Medicare doesn’t pay for routine eye exams unless you’re known to be in a high-risk group for eye disease — although some Medicare Advantage plans do include vision coverage. Because some potentially serious eye conditions aren’t apparent to the patient in…
Money

Why Financial Advisors of Color Matter

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. During my seven years as a financial advisor, I often had…