Money

Hire a Limo and Sidestep the Rental-Car Shortage in Style

When Terika Haynes landed in Mexico, she skipped the rental car — and she skipped the taxi, too. Haynes, who works as a professional travel planner, did the math and determined that a limo was the cheapest option to get her and her friends from the airport to their resort.
Money

What Is a Grantor Retained Annuity Trust, or GRAT?

For those with large estates, a common question that comes up when planning for the future is how to minimize or avoid estate and gift taxes when transferring assets to heirs. One possibility: using irrevocable trusts to move assets out of one’s estate. Specifically, a…
Money

How To Budget For Charitable Giving

Whether you’re trying to be more generous with your money or trying to avoid over-giving, charity should be approached like any other expense. By working charitable giving into your budget, you can build a sustainable habit that doesn’t eat into your other…
Money

Bitcoin ETFs: What to Know

Bitcoin may be the “future of money,” but its future success is no guarantee. That’s true of any investment, and that’s why investors frequently flock to mutual funds and exchange-traded funds, which typically hold a diversified selection of stocks or other assets.
Money

A Roth IRA Could Help You Avoid Taxes Like the Ultrawealthy

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. The trove of IRS records recently uncovered by ProPublica has…
Money

One DUI Can Nearly Double Insurance Costs, an Analysis Finds

Driving under the influence can cost you more than you may think. Drivers with one DUI pay $3,114 a year, on average, for full coverage car insurance — almost double what a driver without any traffic violations pays — according to NerdWallet’s 2021 rate analysis. The…
Money

The Best Way To Splurge And Not Feel Bad About It

After a year of lockdowns and restrictions, just about everyone is ready to let loose and shake off the pandemic cobwebs. But treating yourself shouldn’t be restricted to once a year. Let’s look at why the occasional splurge is such an important part of an…
Money

Real Minter Story: Adam

At Mint, we believe in celebrating ALL of your money wins – whether big or small! Every step forward is a step in the right direction, and worth being proud of.  To recognize and appreciate these milestones, we asked real Minters just like you to share their stories.
MoneySmall Business

Starting an LLC in Michigan: The Ultimate Guide

Michigan is home to a bustling startup ecosystem, and the state often wins accolades for its receptiveness to small businesses. Some of Michigan’s core industries include medical devices, health care, science, automotive, and information technology. Whatever industry your…
MoneySmall Business

How to Find a Trademark Lawyer

A trademark lawyer can help you protect your business’s valuable intellectual property assets. A trademark is a word, symbol, phrase, or design, such as a logo, that identifies your business’s goods or services and distinguishes them from competitors. The best way to…
MoneySmall Business

Forming an LLC in Illinois: A Step-by-Step Guide

Running a small business comes with dozens of legal requirements. Many new entrepreneurs depend on attorneys or online legal services to make sure they’re complying with all the legal aspects of running a business. At the outset, you’ll need to decide which type of…
MoneySmall Business

The Complete Guide to Starting an LLC in Florida

Many people think of Florida primarily as a state to vacation and enjoy leisure time in, but it’s also a top choice for entrepreneurs. Florida is home to 2.5 million small businesses, many of them in the tourism, agriculture, and science sectors. When starting a business…
MoneySmall Business

The Complete Guide to Forming an LLC in Delaware

Delaware might be the second smallest state in the country, but it’s a leader in business formation. More than one-third of Delaware’s income comes from business formation fees and taxes, and it’s a favorite state for Fortune 500 companies, small businesses, and tech…
MoneySmall Business

Forming an LLC in Ohio: A Step-by-Step Guide

When starting a small business, there are several legal requirements that you’ll need to meet. You can depend on legal services to steer you through the majority of this process, but you’ll need to be actively involved with some decisions, such as which type of business…
Money

7 Investment Purchases That Are Worth The Money

Managing your money wisely is about more than just spending less. It’s about spending less on the things you don’t need, and more on the things that add true value to your life. Knowing the difference is the tricky part. While that mostly comes down to individual…
Money

How to Close a Wells Fargo Account

Closing a Wells Fargo account is a relatively simple task. Whether you’re looking to part ways with a checking, savings or credit card account, the steps are similarly straightforward. Here’s how to navigate the process. Key takeaways: Generally, you should open another…
Money

Should You Take Money Advice From Reddit?

Should you take money advice from a stranger on the internet? In Reddit’s r/personalfinance channel, anonymous users exchange tips on buying homes, choosing insurance plans and managing very personal, nuanced money situations. (Think: “How do I handle my dying dad’s…
Money

What Is Blockchain and How Does It Work?

What is blockchain? A blockchain is a public digital ledger of transactions that records information in a way that makes it difficult to hack or alter. The technology allows a secure way for individuals to deal directly with each other, without an intermediary like a…