Small business owners typically have three things on their minds when purchasing business insurance—coverage, convenience, and value. A business owners policy (BOP) is designed for each of these factors. By bundling general liability insurance, commercial property…
What is the recipe for a great remote city? From stylish coworking spaces to speedy Wi-Fi and affordable rent options, cities across the U.S. are embracing remote work culture. As remote work opportunities for workers continues to expand, we can expect to see more workers…
October is the gateway to the holiday season. The first few weeks tend to be the calm before a storm of nonstop shopping, travel and festivities. By taking the time right now to employ a strategy for your credit cards, you can stay true to financial goals, like paying down…
Of the many forms you can expect to complete when applying for an SBA loan, SBA Form 413—also referred to as the “SBA personal financial statement”—is one of the most essential. This form factors into how the SBA determines your ability to repay an additional debt…
Online business budget software is a must-have for many businesses, freelancers, and accounting professionals looking to automate their business financial tasks. From tracking expenses to running reports, the right budget software can increase your business’s efficiency…
The U.S. Small Business Administration (SBA) offers a few different types of business loans to finance the purchase, improvement, or renovation of real estate. SBA 504 loans are specifically designed for financing real estate and other fixed assets, but the 7(a) loan can…
Everest Business Funding is a merchant cash advance provider based in Florida that provides quick-to-fund but expensive small business capital. For businesses that are unable to qualify for more traditional business loans—whether due to poor credit or insufficient business…
As you reconnect with more friends and loved ones this holiday season, the pressure to spend on gifts, food or other items for the festivities ahead may be high. Whether you’re being a frugal shopper or splurging, a credit card can offer ways for you to stay true to the…
The most recent wave of the Black Lives Matter movement has amplified what Black people in America have known for centuries: Systemic racism is alive and well in America. That deep-seated, foundational racism touches every aspect of this country’s inner workings, including…
Colorado is not only a great place to live, but also a great place to run a small business. Along with lots of fantastic resources in your state, you’ll also find that there are several options for Colorado small business grants to help fund your business. That’s “free…
Although everyone aims to succeed when starting a business, the reality is that some entrepreneurs, unfortunately, don’t. It might be because things aren’t working out, it might be because you have other things you have to tackle in your life, or it could even be that…
If you own a retail small business, you know the importance of proper inventory management. Every product you stock and every square foot of your retail space matters to the bottom line of your business. At the end of every month, quarter, or fiscal year, the amount of…
The ecommerce fulfillment industry is booming and fulfillment centers are springing up around the globe. With so many options, picking the best fulfillment center for your ecommerce business can be a challenging task. Costs, services, minimum requirements, and account…
Your home is one of your largest and most meaningful investments, so choosing the best homeowners insurance available to you makes sense. Naturally, you’ll want a good price — but you also want the right mix of coverage from a company that can afford to pay your claim if…
The holiday season has finally arrived and, hopefully, this year you’ll be able to safely partake in some of the festivities instead of tuning in over a video call. This time around you might be sitting next to someone over Thanksgiving dinner or snagging deals in a store.
If you’re a small business owner, you have two credit scores. There’s your personal credit score, and then there is your business credit score. A business credit score is a reflection of the creditworthiness of your business. It’s possible to have a good personal…
During the 2008 economic crisis, the state of Michigan was one of the hardest hit in the country, owing mostly to the state’s automotive and manufacturing sectors. However, Michigan has now bounced back with steady job growth. If you’re starting or expanding a business…
If you’re looking for business financing—particularly to purchase or fund a real estate project—you may have come across commercial bridge loans. Bridge loans, however, are a very unique type of short-term financing that function differently from typical business…
Some projects lend themselves perfectly to the DIY route: You can change your own car oil, paint your home, maybe even patch up your own roof. But managing your small business finances? Unless you have a background in the subject, this is definitely something you should…
Running a business certainly has its ups and downs—especially when it comes to finances. Whether you’re just starting out, sustaining, or growing an established business, you might experience a surplus one month and then dip into the red the next. So how do you manage…
