When you see one of Ramon Smothers’ custom-made suits, there’s no mistaking it for an off-the-rack design. As the owner of Legacy Lapels, he’s made a business out of making people look good. Based in Houston, the company lets customers design suits for a fraction of…
In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are…
The Federal Reserve doubled down on its inflation-fighting strategy on Wednesday afternoon, raising a key interest rate by 75 basis points, or 0.75 percentage point, for the second month in a row. The good, or at least not worse, news for home buyers: The Fed’s latest move…
Key takeaways A homeowners insurance policy generally covers sudden, accidental roof leaks — not those due to age or wear and tear. Your insurance company may not pay the full price of a roof replacement if you have actual cash value coverage for your roof. If you need to…
When making travel reservations, we often fantasize about the historical landmarks we’re going to see at our destination or the flavorful cuisine we plan to devour at local restaurants. But few fantasize about spending a night at the hospital in another country or calling…
Travelers enrolled in TSA PreCheck can expedite airport screening. The program includes admittance to an (often) shorter line at airport security and conveniences like the ability to leave their shoes on and their liquids and electronics in their bags. A five-year membership…
Inflation is top of mind for nearly every American right now. Things are getting more expensive gas, groceries, rent, you name it. If you’re thinking about ways to protect your wallet from constant price hikes, we’ve got an answer for you: take control of your…
Given that Craigslist is one of the internet’s largest classified websites, it’s no surprise that it’s a popular platform for private-party car sales. Unfortunately, Craigslist can also be home to scams in the form of fake advertisements, bots posing as interested…
A payment gateway is a place on a merchant’s website where customers securely enter credit card information. A payment gateway also verifies that a customer’s card is legitimate. A payment processor transmits card data from a merchant’s point-of-sale system to card…
When times are tough, credit card debt may be inevitable if you’re learning to manage credit or are forced to make risky financial decisions due to hardships. For Lydia Senn and her husband, who are Alabama residents, this was their reality during the Great Recession in…
From barbecues to baseball games, many people look to take advantage of the nice weather and extra free time during summer months. Not only that, but it’s also the perfect time to pick up a summer job.
Summer jobs can be beneficial for just about anyone. Whether it’s…
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week, we talk with a business owner about how she launched her IT consulting business, the way she learned to choose the right partners and what her exit strategy is. Check…
After a two-year slump in college enrollment, there’s at least one early indicator of a reversal ahead: Financial aid application submissions are up. The latest federal data, tracked by the National College Attainment Network, or NCAN, show 4.6% more high school seniors…
Travelers often end up partial to one airline or another for a variety of reasons: loyalty program perks, specific routes or destinations, or the amenities offered to travelers. If you’re an American Airlines’ AAdvantage member or are thinking about joining the program…
The Capital One Venture X Rewards Credit Card comes with a number of benefits for cardholders, including a $300 annual travel credit, Priority Pass membership, 10,000 bonus miles every anniversary, access to Capital One lounges, a minimum of 2 miles per dollar spent for…
Savvy consumers consider price, performance and reliability when making a major purchase, such as a car or home appliance. The greatest of these is reliability — particularly lately. Supply chain disruptions can mean long waits for parts or replacements if something…
The on-time airline arrivals rate hasn’t been this bad since 2014. Since airports are chaotic, you may opt to drive, but gas prices have been soaring. Plus, hotel prices have hit all-time highs, even though many properties cut some services like daily housekeeping. Despite…
For all the debate around whether Airbnbs are better than hotels, there’s one scenario where many seem to assume Airbnb is always superior: group travel. Airbnbs can keep groups together. Staying under the same roof can simplify meetups. If the whole party starts and ends…
When you get a mortgage, you receive your financing from a lender, such as a bank or credit union. However, the lender may not be the institution that actually manages the loan over the long term. Tasks like processing payments, providing customer service and handling the…
NEAR is the native token on the NEAR Protocol, a decentralized application platform similar to Ethereum. NEAR can be used to pay for services such as storage space on NEAR’s platform. The value of NEAR is tied to the success of the NEAR Protocol, which was launched in…
