Accor’s Sofitel brand offers a typically French experience at its properties around the world, including a club lounge product known as Club Millésime. Similar to Marriott’s M Club lounges and IHG Executive Club lounges, Sofitel Club Millésime offers an elevated…
When Walnut Creek, California-based certified financial planner Mario Hernandez meets with clients, he starts by asking them about their goals and time horizon. No matter where you are on your investment journey, time is critical in deciding where to place money. So one of…
The arrival of a new baby is all-consuming. In the early weeks, your waking hours are a cycle of feedings, diaper changes and Googling “Is it normal for a baby to (fill in the blank).” Mustering the energy — and attention span — for otherwise routine tasks like…
Rides to routine medical appointments generally aren’t covered on Original Medicare — and they’re covered on only some Medicare Advantage plans. However, both Original Medicare and Medicare Advantage cover emergency and certain nonemergency ambulance transportation.
Key takeaways Homeowners insurance generally covers sudden and accidental water damage, especially if it’s from an internal cause like a failing appliance. Certain causes of water damage aren’t covered, including flooding and lack of maintenance. If you need to file a…
After nearly two and a half years of pandemic relief, federal student loan payments will restart after the pause expires Aug. 31 — unless it’s extended for the seventh time. There is talk that President Joe Biden will announce some student debt cancellation sometime this…
Liability-only car insurance is coverage that only pays for injuries or property damage you cause to others while driving your vehicle. Though it’s a cheaper option than full coverage car insurance, it won’t pay for your medical bills, your passengers’ injuries or for…
Today’s housing market can feel like a dream killer. Rising mortgage rates, high home prices and a shortage of properties for sale deliver a one-two-three punch. If you’ve been knocked out of one too many deals and need a timeout, here’s how to regroup and keep the…
Adulthood can be pricey. According to the U.S. Bureau of Labor Statistics, the average American spent $61,334 on housing, food, entertainment and other expenses in 2020. If you’re a parent, you might wonder what you can do to help your child thrive once they’re on their…
With credit card processing fees typically ranging from 1.5% to 3.5% of the amount of each sales transaction, the cost of online credit card processing is important when selecting a provider. The processing fees you pay will depend on the pricing structure your processor…
If you’re a frequent shopper at Athleta and its sibling brands under the Gap Inc. corporate umbrella, the Athleta Rewards Mastercard® Credit Card might be a stylish addition to your wallet and your wardrobe. This $0-annual-fee card earns the equivalent of 5% rewards at…
The Chase Freedom Flex℠ isn’t necessarily the easiest credit card to manage, but it offers great rewards for those willing to put in a little work. The card earns 5% cash back in categories that change every three months. You have to “activate” the categories each…
According to multiple news reports, the Biden administration is expected to announce forgiveness of $10,000 in student loan balances for borrowers making less than $150,000 a year. If a portion — or all — of your balance is forgiven, it could impact many areas of your…
Knowing loved ones will be financially secure after you’re gone can be a great comfort, and it’s a top priority for many. In a new study by NerdWallet, leaving an inheritance was the most selected reason to buy life insurance among millennials (ages 26-41). A life…
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode is a conversation among NerdWallet’s housing Nerds who discuss home affordability trends in the United States and abroad. Check out this episode on any of…
Title jumping is when someone purchases a car and then resells it without having titled it in their own name. Also known as floating a title, the practice is illegal. A title is a record of the vehicle’s ownership history kept by the state. Title jumping leaves no trace of…
Small Business Administration, or SBA, loans are a great option for many business owners. Backed by the federal government, these loans offer a combination of flexible terms and reasonable costs for business owners who meet the SBA’s qualification criteria. However, there…
The costs of being chauffeured by a ridesharing service like Uber or Lyft can add up if you’re a frequent customer. Having a credit card that offers incentives for your rideshare purchases may help offset some of those costs. Whether you’re team Uber or Lyft, consider…
Kayak is one of the most popular travel search tools. You can use it to find anything from flights and hotels, to car rentals and excursions at your destination. As well, travel packages that include multiple trip parts are listed on Kayak. Kayak users can go to the website…
World of Hyatt is one of the most popular hotel loyalty programs among frequent travelers, and one of the best ways to get the most value from Hyatt is by achieving elite status. In Hyatt’s elite status program, the top tier is Hyatt Globalist. Here, we’ll look at how to…
