Money

How Much Are My Frontier Miles Worth?

Frontier Airlines hands out its miles like so many in-flight peanuts. In fact, our analysis showed the carrier awards more than twice as many miles per dollar spent as competitors like Delta and United. Yet the number of miles doesn’t matter if you don’t know how much…
Money

The Complete Guide to Redeeming United MileagePlus Miles

United Airlines offers plenty of opportunities to redeem MileagePlus miles, but some redemption options are better than others. You’ll want to learn what the options are so you can choose the redemption that works best for you and hopefully provides good value as well. In…
Money

Why We Love the AmEx Green Card

First introduced in 1969, the American Express® Green Card is one of the most venerable cards in the AmEx lineup. On the card’s 50th anniversary, AmEx gave it a thorough face-lift by boosting the welcome offer, elevating the earning scheme and adding several benefits to…
Money

How to Get a Mortgage with Bad Credit: 7 Ways

You should have a good credit score to enhance your chances of getting a mortgage, but there are plenty of ways to get approved — and even to keep your monthly payments and interest rates reasonable — with poor credit. Typically, a “bad” credit score (by mortgage…
Money

VA Appraisals: Requirements, Fees and What to Expect

When you apply for any type of mortgage to buy a home, the lender will usually require an appraisal to estimate the home’s value. The same goes for a VA loan, except the lender will hire a VA-approved appraiser. Here’s what a VA appraisal entails and how much it will…
Money

Want to Buy Gold? Here’s What You Should Know

What do Scrooge McDuck and King Midas have in common? Hint: It’s not a well-diversified portfolio. While owning gold sounds cool, and may even be considered responsible during a stock market downturn, investing in gold comes with some unique challenges and doesn’t always…
Money

What Is a Mortgage?

A mortgage is a loan given by banks (or other financial institutions) to those who plan to purchase a home. There are many types of mortgage loans available, depending on your financial health and how long you want to pay the loan back. The amount you’re allowed to borrow…
Money

Shelter Insurance Review 2020

NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. Ben Moore Shelter insurance reviews and ratings Number of customer…
Money

Does Travel Insurance Cover Coronavirus?

The current COVID-19 pandemic has truly affected just about all facets of life. Starting in the middle of March, demand for travel has cratered as most countries have enacted legislation encouraging citizens to stay at home and/or quarantine. Even in areas where it is still…
Money

How Long Does It Take for a Check to Clear?

On average, it takes two to five business days for a check to clear. Business days are generally considered any weekday, Monday through Friday, that isn’t a bank holiday. For most checks, it’s typical for banks to make the first $200 available the business day after they…
Money

What Is Credit Card APR? How Yours Affects You

APR stands for “annual percentage rate.” In terms of credit cards, it is the baseline rate used to calculate how much interest you’ll pay on any balance you carry over into future billing cycles. Every credit card has an APR but it’s not the same for every person…
Money

Camp’s Closed: A Path to Getting Your Deposit Back

With the coronavirus pandemic leading to summer camp cancellations, many parents are wondering: How do I get my deposit back? The answer might depend on the camp’s policy, as well as how you paid. “Every camp is different, so we expect a broad range of decisions in terms…
Money

How to Work Around Delays in Major IRS Functions

The IRS has dialed back a number of taxpayer services amid the coronavirus outbreak, including cutting staffing for phone lines and leaving much of the mail it receives unopened. The agency recently recalled some employees to work, but it could still be hard to get through…
Money

Student Loan Interest Rate Dropping to Historic Low

We don’t know exactly what college will look like in the fall, but student loans to get there just got cheaper. The interest rate on new undergraduate federal student loans will decrease to 2.75%, the lowest point on record, for the 2020-21 school year. That is a drop of…
Money

A Guide to Life Insurance for Seniors

Disclaimer: Amid the COVID-19 pandemic, not all companies are accepting new life insurance applications. For the latest information on how to cope with financial stress during this emergency, see NerdWallet’s financial guide to COVID-19. Seniors may have a tough time…
Money

Compare Excellent Car Insurance Rates For You

Advertisement Comparing car insurance quotes may not be the most exhilarating part of your day, but it can save you a lot of money. Here’s why: Insurers look at similar factors, but they have their own “secret sauce” when it comes to setting rates. So two companies can…