Money

Chapter 6: Using a Budget Template

There are a myriad of different tools that you can use to create a budget, but in this chapter, we’ll be going over how to use a budget template. A budget template is a customizable worksheet that can help you manage your budget by keeping track of all your living…
Money

Chapter 5: How to Create a Budget in Mint

There are various ways you can go about creating a budget, but one of the most efficient and easy ways is with Mint. With Mint, you can say goodbye to tedious spreadsheets forever and make a budget with our easy-to-use app. Our budgeting app can help you keep track of your…
Money

Chapter 4: How to Create a Budget

Having a budget helps to create more financial stability in your life so you can finally feel more at ease with your finances. Tracking your expenses helps to make you more aware of how much you’re spending compared to how much you’re making, so you can determine where…
Money

Chapter 3: Managing Living Expenses with a Budget

In our budgeting series we’re covering all the basics, including how to create a budget, how to manage a budget, and how to account for living expenses. Living expenses are an inevitable part of adulthood, but knowing how much basic expenses cost will ensure you’re…
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What To Do In Your First 60-90 Days In A New Job

If you’ve recently changed jobs, you probably have a lot going on as you try to acclimate to your new job, your new coworkers and your new company. However there are a few financial steps that you’ll want to make sure you keep in mind. Delaying or forgetting…
Money

Should You Use Buy Now Pay Later?

Buy Now Pay Later (BNPL) used to be a fringe benefit, allowing customers to finance large purchases like furniture, farm equipment and automobiles. Today, digital BNPL companies like Klarna and Affirm allow customers from around the world to pay for just about anything in…
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My Airbnb’s Canceled — Now What?

You finished all your projects at work, hired a cat sitter and unplugged your kitchen appliances. This can mean only one thing — you’re ready to go on vacation. Suddenly, as you lower the temperature on your thermostat and walk out the door, you receive a push…
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The NerdWallet Guide on Delta Flights to Hawaii

Delta Air Lines flies to many U.S. states, including the popular destination of the island paradise of Hawaii. If your next vacation has you heading to the Aloha State, Delta may be for you. The Atlanta-based airline operates service to five Hawaiian airports, giving you…
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The Guide to American Airlines Flights to the Caribbean

If you’re planning to fly to the Caribbean, chances are American Airlines has a flight for you. American operates an expansive network of flights to the Caribbean of up to over 800 weekly flights to 35 Caribbean destinations. As a result, American has more flights to more…
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Want to Buy Litecoin (LTC) Cryptocurrency? Read This First

Litecoin, a cryptocurrency adapted from Bitcoin to facilitate digital payments, is one of the most widely available digital assets. Many top crypto exchanges and platforms allow users to buy Litecoin. There are several ways to get Litecoin, including: Buying Litecoin (LTC).
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Can You Have 2 Delta AmEx Credit Cards?

As a frequent Delta Air Lines flyer, you might be wondering whether a co-branded Delta SkyMiles credit card from American Express would be a good fit for your travels. Or, if you already hold one of these cards, you might be asking — can you have two Delta AmEx credit…
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6 Common Travel Rewards Pitfalls

Using points and miles can drastically improve your vacations, with discounted hotel rooms and high-end flights. But it’s not all champagne in crystal glasses. No matter how savvy you are, it’s always possible to make mistakes with travel rewards. Let’s take a look at…
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IHG Introduces New Elite Benefits, Renames Loyalty Program

In early 2022, IHG emailed members with teasers about new changes coming to its loyalty program. On April 13, 2022, IHG finally unveiled these new upcoming elite benefits. Along with revamped earning rates and benefits comes a new loyalty program name: IHG One Rewards. Elite…
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Pros and Cons of Oneworld Alliance

An airline elite status program offers plenty of perks when you travel with its airline. But how about when you’re flying on partner airlines? To continue to reward frequent flyers when traveling around the globe, airlines banded together to form alliances starting in the…
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Life Insurance Favors Young Adults, But They Have Hesitations

Young adults have an upper hand when buying life insurance — they typically qualify for low-cost coverage due to their long life expectancies. But despite this advantage, a new survey by NerdWallet shows that younger generations are more likely than their elders to have…
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4 Questions to Ask Yourself Before Buying New Clothes

Clothes shopping can be a fun way to spend an afternoon. And in many cases, whether it be for work, school or a special occasion, buying clothes can be a necessity. But for many people, buying clothes is part of a larger pattern of overspending. In fact, clothing items are…
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Does My United Credit Card Have Travel Insurance?

“Did I turn off the oven? Did I close the garage? Did I lock the front door?” With all these thoughts running through your mind on the way to the airport, the last thing you want to worry about is an interrupted trip or delayed luggage. But if those issues are on your…
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How to Stay at Disney Hotels for Cheap (or Free)

Disney makes you feel like you’ve entered a fantasy world. Why leave that when the park closes? Staying at a Disney-owned hotel is one way to keep the magic going throughout your entire trip, and it may come with some cool perks like transportation to the parks and…