Interest rates, especially on mortgage loans, have gotten a lot of buzz this year and with good reason. They’ve reached historically low levels leaving homebuyers and homeowners alike wondering the best way to capitalize on these low rates. Let’s face it, buying a home…
There are many different credit cards out there, and consumers have a seemingly infinite array of payment choices. Banks know this, and so many banks offer rewards for using their credit cards. Banks and other financial institutions want their card to be at the top of your…
Due to the coronavirus pandemic, more people are working remotely than ever before. However, working remotely while living through various stages of stay-at-home orders has caused many to reconsider their living arrangements, sometimes leading to an exit from big-city living…
If you’d like to invest but are concerned about your investment dollars supporting industries you don’t agree with, ethical investing may be just what you’re looking for. Ethical investing is all about aligning your personal moral compass with your investment…
Buying a home is one of the most important investments you can make. Becoming a homeowner is an exciting milestone, but the process can be intimidating. After diligently saving for a down payment and choosing a reputable mortgage lender, you’re left with a seemingly…
Renters insurance is one of the most affordable types of insurance — it costs only about $172 a year, on average — and if you shop around, you might be able to pay even less. But you shouldn’t have to sacrifice customer service to find a good price: The best cheap…
Individual investors — often called “retail” investors — are wielding more power in the public markets than ever before.
A flurry of innovation from the past couple of decades (low-fee index funds, no-fee trading, gamified mobile investing apps, etc.) has given…
Whether you’re planning a career change or shopping for your high school graduation outfit, you’re likely facing some kind of cost barrier when considering college. You’re probably aware that college costs continue to rise. In fact, in-state tuition has increased 212…
Healthcare expenses can take a huge chunk out of any family’s budget so I want to break down how a family can weigh the pros and cons of a traditional health plan vs a high deductible one.
Health Insurance Getting Too Expensive
If I asked you what’s are your biggest…
We all have our favorite small businesses, including our go-to date night restaurant and favorite thrift store. These places serve more than great food and looks — they build jobs in the community, put children through school, and are the realization of your neighbor’s…
When you buy a home, you’re making an investment in yourself and your future. You’re building financial stability, equity, and experience. You have a place to call your own and you can customize the space just how you want. Yet, you might be wondering how to get to that…
If you’re feeling cabin fever lately but still aren’t ready to jump on an airplane, you might be inclined to opt for an RV road trip this fall or winter. In a lot of ways, recreational vehicles mitigate a number of travel risks, like potentially sitting for hours in a…
Replacing kitchen countertops is one of the most transformative aspects of any kitchen remodel. But with countless options, the decision can feel overwhelming. That’s why we’ve done some of the homework for you. Here’s our quick guide to 10 of the most popular kitchen…
The average debt among undergraduate students with loans in the class of 2019 is $28,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy. That debt marks a slight decrease from $29,200…
Today, October 10, 2020, marks the celebration of World Mental Health Day. This day is celebrated by more than 150 countries that are committed to promoting mental health education, awareness, and advocacy against the social stigma that is mental illness. According to the…
Parents all over the United States have had to make lofty and quick adjustments due to the pandemic erupting the daily routines many of us haven’t had to change in quite a while. Feelings of overwhelm, exhaustion, and sheer confusion have consumed many; leaving the…
Fall is here, the time where our collective attention usually shifts to the holidays. Whether it’s making travel accommodations, planning for parties, or shopping for gifts, October usually marks the start of a holiday marathon that doesn’t end until New Year’s…
Key takeaways Navient services federal and private student loans and provides private student loan refinancing. The best way to determine if you have federal or private students loans is to check studentaid.gov. If you need to borrow money for college, exhaust federal…
Advertisement Privately administered Medicare plans — like Medicare Advantage, Medigap and Medicare Plan D — can change their coverage on drugs and other areas, so it’s a good idea to check your plan during those times of year when you can switch. Medicare has one…
College enrollment is down overall compared with last year due to the coronavirus. But the economic effects of the pandemic may actually be pushing some students back to school. “(It’s) probably the worst time to graduate from college in this generation,” says Doug…
