Money

How To Save Money in College: 66 Tips for Students in 2022

Learning how to save money in college may be the last thing you want to do while you’re, well, already learning in school. But starting responsible spending habits early on can give you a valuable financial head start. Imagine being able to pay off your student loans or…
Money

The Guide to AmEx Platinum Rental Car Benefits

The Platinum Card® from American Express provides a slew of travel benefits — including access to over 1,400 airport lounges and up to $200 in Uber cash each year. Among these marquee benefits, the less-glamorous ones can often get overlooked. However, these other travel…
Money

Hyatt: How to Use Free Night Awards

One of the most appealing benefits of World of Hyatt Credit Card is the annual free night. Cardholders who renew their card each year receive a Hyatt free night certificate to use at eligible hotels every year. And there’s an opportunity to earn a second World of Hyatt…
Money

Mutual of Omaha Medicare Part D 2022 Review

Mutual of Omaha sells insurance and offers financial services. About 106,000 Medicare beneficiaries have Mutual of Omaha Part D prescription drug plans as of April 2022. Unlike many Medicare Part D insurance companies, Mutual of Omaha doesn’t sell Medicare Advantage plans.
Money

Pumpkin Pet Insurance Review 2022

Plans offered: Accident and illness, wellness. Breadth of coverage: Excellent.Range of plan options: Average.Can pay your vet directly: Yes. The bottom line: Offers one comprehensive accident and illness plan that includes coverage for dental treatments and most cured…
Money

Trupanion Pet Insurance Review 2022

Plans offered: Accident and illness. Breadth of coverage: Average.Range of plan options: Good.Can pay your vet directly: Yes. The bottom line: Its unique per-condition deductible could save you money if your pet develops a chronic illness. How we review pet insurance Our…
MoneySmall Business

How to Increase Your Restaurant Profit Margin

According to the National Restaurant Association, small-business restaurants tend to have a pretax profit margin of only 3% to 5%. If you own a restaurant, here’s what you need to know about profit margins and some simple steps you can take to increase yours. » MORE: Best…
MoneySmall Business

Payroll Loans: How to Use Them

A payroll loan is a short-term financing option business owners can use to pay their employees. When there isn’t adequate cash to cover payroll costs, a payroll loan may be a solution that helps ensure your employees receive their paychecks on time. Payroll loans can cover…
Money

Use the 25-Year Rule to Buy a Cool, Cheap Car

If you drive your cute, imported Nissan Figaro to a cars-and-coffee meetup, you’ll be mobbed with fans. Meanwhile, the rich guy across from you is all alone with his Ferrari because everyone’s already seen that car. At least that’s what importer Gary Duncan says after…
MoneySmall Business

Are SBA Loans Personally Guaranteed?

A personal guarantee is a legal agreement between you and a lender that holds you personally responsible for your business’s debt in case of default. If your business can’t repay the loan, the lender can seize your personal assets to cover the debt and recoup its losses.
Money

Which Is the Best Delta Credit Card Offer?

Delta Air Lines flyers can earn bonus miles, save money on checked bag fees and even enter Sky Clubs by using co-branded Delta SkyMiles credit cards. The options are abundant, so it can feel hard to zero in on which is right for you. Since Delta loyalists can pick from…
Money

5 Things to Know About Chase Sapphire Reserve Lounge Access

Chase Sapphire Reserve® is a premium rewards card for avid travelers. It comes with useful travel perks, such as a Global Entry, TSA PreCheck or Nexus enrollment fee credit, an auto rental collision damage waiver, as well as trip interruption and cancellation insurance. But…
Money

Smart Money Podcast: What's Up With Eggs, and Home Projects

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion about eggs — why they’re so expensive right now and how you can adjust your shopping habits. Then we pivot to a discussion about…
MoneySmall Business

How a Business Can Move Toward Pay Equity

Pay equity is a legal obligation for businesses of all sizes. However, it can also be viewed as an opportunity to advance your brand, build your client base, and recruit and keep capable employees. No matter where you are in your business life cycle, pay equity can be…
Money

7 Things Medicare Doesn’t Cover

By the time you turn 65, you probably have a good feel for what health insurance does and doesn’t cover. But Medicare is a different beast — and there are some surprising things that don’t fall under Medicare’s umbrella. Medicare is the federal government’s health…
Money

What Is MLS in Real Estate?

MLS in real estate stands for multiple listing service, the platform that real estate agents use to list properties for sale and find homes for buyers. The listing and buyer’s agents participating in the MLS agree to share commission when properties are sold. Although…
Money

Using Credit Card Points at Checkout Has Become Too Easy

Travel and cash back are the most-touted ways to redeem your credit card rewards, but over the past decade or so, another redemption option emerged: the ability to pay with points at select merchants. It’s a pretty appealing feature. You’re planning on forking the money…
Money

How Old Do You Have to Be to Buy a Car?

Most states have no age requirement for buying a vehicle, but you will need to be at least 18 to register, title and insure it in most states. Also, you cannot get an auto loan if you are under 18. If you aren’t 18 yet, you will most likely need the help of an…