Learning how to save money in college may be the last thing you want to do while you’re, well, already learning in school. But starting responsible spending habits early on can give you a valuable financial head start. Imagine being able to pay off your student loans or…
The Guide to AmEx Platinum Rental Car Benefits
June 24, 2022
The Platinum Card® from American Express provides a slew of travel benefits — including access to over 1,400 airport lounges and up to $200 in Uber cash each year. Among these marquee benefits, the less-glamorous ones can often get overlooked. However, these other travel…
Hyatt: How to Use Free Night Awards
June 24, 2022
One of the most appealing benefits of World of Hyatt Credit Card is the annual free night. Cardholders who renew their card each year receive a Hyatt free night certificate to use at eligible hotels every year. And there’s an opportunity to earn a second World of Hyatt…
Mutual of Omaha Medicare Part D 2022 Review
June 23, 2022
Mutual of Omaha sells insurance and offers financial services. About 106,000 Medicare beneficiaries have Mutual of Omaha Part D prescription drug plans as of April 2022. Unlike many Medicare Part D insurance companies, Mutual of Omaha doesn’t sell Medicare Advantage plans.
Pumpkin Pet Insurance Review 2022
June 23, 2022
Plans offered: Accident and illness, wellness. Breadth of coverage: Excellent.Range of plan options: Average.Can pay your vet directly: Yes. The bottom line: Offers one comprehensive accident and illness plan that includes coverage for dental treatments and most cured…
Trupanion Pet Insurance Review 2022
June 23, 2022
Plans offered: Accident and illness. Breadth of coverage: Average.Range of plan options: Good.Can pay your vet directly: Yes. The bottom line: Its unique per-condition deductible could save you money if your pet develops a chronic illness. How we review pet insurance Our…
How to Increase Your Restaurant Profit Margin
June 22, 2022
According to the National Restaurant Association, small-business restaurants tend to have a pretax profit margin of only 3% to 5%. If you own a restaurant, here’s what you need to know about profit margins and some simple steps you can take to increase yours. » MORE: Best…
Payroll Loans: How to Use Them
June 22, 2022
A payroll loan is a short-term financing option business owners can use to pay their employees. When there isn’t adequate cash to cover payroll costs, a payroll loan may be a solution that helps ensure your employees receive their paychecks on time. Payroll loans can cover…
Use the 25-Year Rule to Buy a Cool, Cheap Car
June 22, 2022
If you drive your cute, imported Nissan Figaro to a cars-and-coffee meetup, you’ll be mobbed with fans. Meanwhile, the rich guy across from you is all alone with his Ferrari because everyone’s already seen that car. At least that’s what importer Gary Duncan says after…
Are SBA Loans Personally Guaranteed?
June 21, 2022
A personal guarantee is a legal agreement between you and a lender that holds you personally responsible for your business’s debt in case of default. If your business can’t repay the loan, the lender can seize your personal assets to cover the debt and recoup its losses.
Which Is the Best Delta Credit Card Offer?
June 21, 2022
Delta Air Lines flyers can earn bonus miles, save money on checked bag fees and even enter Sky Clubs by using co-branded Delta SkyMiles credit cards. The options are abundant, so it can feel hard to zero in on which is right for you. Since Delta loyalists can pick from…
Chase Sapphire Reserve® is a premium rewards card for avid travelers. It comes with useful travel perks, such as a Global Entry, TSA PreCheck or Nexus enrollment fee credit, an auto rental collision damage waiver, as well as trip interruption and cancellation insurance. But…
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion about eggs — why they’re so expensive right now and how you can adjust your shopping habits. Then we pivot to a discussion about…
How a Business Can Move Toward Pay Equity
June 18, 2022
Pay equity is a legal obligation for businesses of all sizes. However, it can also be viewed as an opportunity to advance your brand, build your client base, and recruit and keep capable employees. No matter where you are in your business life cycle, pay equity can be…
7 Things Medicare Doesn’t Cover
June 18, 2022
By the time you turn 65, you probably have a good feel for what health insurance does and doesn’t cover. But Medicare is a different beast — and there are some surprising things that don’t fall under Medicare’s umbrella. Medicare is the federal government’s health…
Credit card debt can be difficult to manage even in the best of times, but increasingly high interest rates are adding to that challenge. On Wednesday, the Federal Reserve announced a 0.75% increase to the federal funds rate — its largest hike in almost 30 years. Increases…
Business Loan Consultants Near You: How to Find Help
June 17, 2022
Applying for a small-business loan can be a complex, time-consuming task. A business loan consultant can simplify the process by analyzing your firm’s finances, identifying the appropriate funding type and working with you to compile the documents needed for your loan.
What Is MLS in Real Estate?
June 17, 2022
MLS in real estate stands for multiple listing service, the platform that real estate agents use to list properties for sale and find homes for buyers. The listing and buyer’s agents participating in the MLS agree to share commission when properties are sold. Although…
Using Credit Card Points at Checkout Has Become Too Easy
June 17, 2022
Travel and cash back are the most-touted ways to redeem your credit card rewards, but over the past decade or so, another redemption option emerged: the ability to pay with points at select merchants. It’s a pretty appealing feature. You’re planning on forking the money…
How Old Do You Have to Be to Buy a Car?
June 17, 2022
Most states have no age requirement for buying a vehicle, but you will need to be at least 18 to register, title and insure it in most states. Also, you cannot get an auto loan if you are under 18. If you aren’t 18 yet, you will most likely need the help of an…