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When traveling abroad, you can save money by finding a bank with low wire-transfer charges, decent currency conversion rates and competitive international bank ATM fees. Here are our favorite banks for international travel: Charles Schwab Bank best for using ATMs Although…

Money saving apps can make the process of saving money easier over time. You can fill your piggy bank automatically so that savings goals can be met without stress. Check out a few of our favorites, and scroll down to read more about each. 1. Acorns Best for investment…

+ See a summary of the 5 best ways to send money internationally 5 Best Ways to Send Money Internationally TransferWise OFX Xoom MoneyGram Western Union   An international money transfer isn’t only available at banks. In fact, you’ll likely pay lower costs and get your…

A quick Google search of ‘financial literacy’ will yield thousands of results, listing an infinite amount of do’s and don’ts that should (and shouldn’t) be followed to guide you along on your financial journey. However, when you think of financial empowerment…

While State Farm is best known for being the country’s largest auto insurer, it also offers quality renters insurance. With very few customer complaints, the ability to file and track claims online and an abundance of coverage options to choose from, State Farm’s renters…

With mortgage interest rates hitting record lows, many homeowners have already refinanced — but others are having trouble finding a lender that will approve a new loan. According to a report from the Urban Institute, between January and June 2020, it became substantially…

It’s finally happened. You’re living on your own, independent from your family and able to make your own way. While most people know to budget for groceries and rent, you even remembered to include oft-forgotten expenses like car insurance in your monthly bills. To cut…

When it comes to student loans, my husband and I have opposite stories. While my tuition was partly paid for by my parents and scholarship money, the rest came from $24,000 in student loans. My husband, on the other hand, sailed through school without taking on a single…

A rate and term refinance is a loan improvement. You exchange your old mortgage for a new one that (hopefully) leaves you in a better financial position. You may be able to accomplish one or more goals with a rate and term refinance, such as: Lowering your monthly payment.

What is Poshmark? Poshmark is an online marketplace and social community for clothing, shoes and fashion accessories. Think of it as Instagram for your closet. Users can follow one another, scroll through a shoppable feed and “like” and comment on posts. Poshmark…

Medicare Part D is an optional program that covers prescription drugs, with federally approved plans offered by private insurers. Most recipients pay a monthly premium that varies by plan, plus co-pays and other potential costs. Introduced in 2006, Part D is Medicare’s…

For many, buying a home is one of the most expensive purchases made in one’s lifetime. After all, what else costs hundreds of thousands of dollars and takes years to repay? In order to afford a home, many homeowners take out a mortgage, which is a loan issued by banks or…

Private equity is a form of investment that takes place outside the public stock market through which investors gain an ownership stake in private companies. Known as an alternative asset, private equity lets accredited investors and institutional investment firms diversify…

In times of economic crisis, it makes sense to fall back on time-proven investing strategies. Gold is a standard form of investment that has proved its worth time and time again, even in unstable markets. Historically, the price of gold has remained stable compared to other…

Social media has wormed its way into most aspects of our lives. It’s how many adults make friends, find dates, and even build career networks. It’s a virtual portfolio of our personal and public selves, and of course many of us want to show our best online. Which…

InterContinental Hotels Group, or IHG, is one of the largest hotel loyalty programs in the world. As a member of the IHG Rewards program, you can use your points to stay at nearly 5,900 hotels and resorts worldwide. While IHG no longer publishes an official award category…

If you’re a Chase Ultimate Rewards® collector then the Chase Freedom Unlimited® is nearly a must-have card for you. While the Chase Freedom Unlimited® has always been a well-designed card, recent changes to its bonus categories have vastly increased its earning…

We’re all looking for ways to cut down on expenses — especially fixed expenses that lock us into a contracted bill month after month. One common way to spare your budget is to decrease your living expenses, including your house payment. Refinancing your loan could help…

The World of Hyatt hotel loyalty program is a member favorite for its many promotions and generous elite status levels. With just over 1,000 hotels, it is notably smaller than bigger brands like Marriott Bonvoy and Hilton Honors. To compete, Hyatt pours on the perks to earn…

With 5,900 locations in about 100 countries spanning 14 brands, InterContinental Hotels Group offers many reasons to join its IHG Rewards loyalty program. Here are some of the best benefits offered by the IHG Rewards Club. Exclusive rates and free internet IHG members get…