Depending on where you are traveling, you might be required to take a COVID-19 test before departure. But, of course, this raises whether your insurance will reimburse you for the test. So the short answer is: There’s no one-size-fits-all answer. Whether or not your test…
Finding the right airline that satisfies all of your travel preferences — from comfort to cost — can get your trip going on a great start. When choosing which airline to fly with for your next trip, there are many factors to consider. All of this may have you wondering…
Sitting on a plane for long stretches of time without comforting snacks can make a long flight feel even longer. If you want to save money by packing your own food, it’s smart to understand what kinds of sustenance you can bring through the Transportation Security…
Student loan forbearance is a temporary suspension or decreased rate on your student loans. Many people became familiar with student loan forbearance during the COVID-19 pandemic, during which many student loan payments were halted or cut.
Navigating student loans can…
Cigna is the fifth-largest company offering Medicare Part D plans. Nearly 3 million Medicare beneficiaries have Cigna Part D plans as of April 2022. If you’re looking for a high-coverage Medicare Part D plan, Cigna offers some of the lowest prices, on average. Overall star…
When you’re running a small business with tight margins, every transaction counts. Inflation and labor shortages have made it an especially difficult year for businesses already struggling due to the aftermath of the pandemic. According to a 2022 Guidant Financial survey…
Sign-up bonuses on Southwest Airlines-branded credit cards will spike to 75,000 Rapid Rewards points, as Americans head into summer 2022 amid rocketing airfares. Bonus details The new bonus is: Earn 75,000 Rapid Rewards points after spending $5,000 on qualifying purchases in…
Not all new business owners’ journeys start from nothing — some entrepreneurs buy an existing small business instead. You can finance a business purchase with a loan from a variety of lenders, including traditional banks, online lenders and the Small Business…
One advantage of using credit cards is the delay when you pay. Your money isn’t immediately transferred to the seller. Part of that lag time is when the charge has been authorized but is still “pending,” meaning the transaction has not yet been finalized or posted.
The Federal Reserve has raised its rate twice in 2022 and has said additional bumps are likely. These changes are designed to wrestle inflation down to manageable levels, but they have ripple effects in other areas of the economy — with mortgage rates and credit card…
Inflation has come down especially hard on people already struggling to put gas in their tanks and groceries in their refrigerators. For many, a payday loan may seem like the only way to get necessary cash. In recent years, however, as more states set restrictions on risky…
Buying gift cards with a credit card is possible and often quite convenient and beneficial. It can be an easy way to maximize your rewards — but you’ll want to play your cards right. That’s because there are some potential restrictions, drawbacks or costs you could…
How Much Do YouTubers Make?
The average YouTuber makes $0.18 per view, which equates to around $18 for every 1,000 video views.
There you are, sitting in bed with your phone flipped sideways and headphones in, watching one of your favorite artists’ VEVO channels, a…
Tired of sitting at the airport gate with everyone else? We don’t blame you — from limited seating and crying babies to overpriced food and drinks, the main airport can be a buzzkill. Chase has realized this and promised to open a handful of airport lounges around the…
Are you in the military — or do you know someone who is? Do them a favor and tell them to sign up for TSA PreCheck, the trusted-traveler program that helps you move quickly through the airport. Popular with many travelers, TSA PreCheck gives military members additional…
Two years ago, federal student loan borrowers enjoyed the lowest interest rates ever on their loans. This fall, rates for undergraduate borrowers will be nearly double what they were in 2020-21. The interest rates for new undergraduate direct federal student loans are set to…
Small-business loan terms determine how long a small-business owner has to pay back their borrowed money, plus interest. Typical loan terms, also referred to as repayment terms, can vary from a few months to 25 years — it depends on your lender and the type of business…
College Budget Template & Free Tools [Step-by-Step Tutorial]
Looking for a budgeting template to help you plan college expenses?
You’re in the right spot!
In this post, we’ll walk you through how to build a college budget using the budgeting template below to…
Fidelity bonds are insurance policies that protect a business’s finances in case an employee steals from the business or commits fraud. Fidelity bonds are also known as employee dishonesty insurance. You can buy a fidelity bond on its own or as part of a commercial crime…
There are banks that want to give you more than $100 to open a new account. The catch? You might need to make a minimum deposit. Or receive a direct deposit. Or keep your money deposited for a certain time. Or all of the above. For some customers, the requirements are worth…
