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As a parent, grandparent or legal guardian, buying life insurance for children is one way to guarantee coverage for them later in life. Our list of the best life insurance for kids includes companies that offer standalone life insurance policies for children — not riders…

Proof-of-stake cryptocurrencies are digital assets that use a method known as staking rather than mining to ensure the legitimacy of transactions reported by users. Staking is a way to earn passive income by committing cryptocurrency to aid in the operation of a blockchain…

A vasectomy is a safe, minor surgical procedure and form of birth control that has a nearly 100% success rate. It’s estimated that 500,000 people get vasectomies in the U.S. each year, according to a 2018 article in the journal Urology. On average, a vasectomy costs around…

The requirements for refinancing a car are similar to requirements for getting a car loan in the first place. Refinancing your car is really just replacing your current car loan with a new one, with a goal of lowering your interest rate, reducing your monthly payment or…

Paying off your car loan early might save you money by reducing the total loan interest you pay. But if you have other higher-interest debt or no emergency savings, the disadvantages of paying off your car loan early could outweigh the advantages. In general, ask yourself…

Marriott Bonvoy and its elite status program have a legion of followers, and for good reason: There are a plethora of benefits to enjoy. The biggest and best perks go to those with Marriott’s higher-status tiers like Platinum and Titanium Elite. But is it worth it to…

It seems like all my friends got COVID this summer, and many think they got it on a plane. But that’s as anecdotal as data gets. What does, you know, science have to say? I talked to Arnold Barnett, a professor of statistics at the Massachusetts Institute of Technology…

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. High prices and a weak…

Lenders will typically require a credit check when you apply for credit such as a mortgage, credit card or auto loan. Prospective landlords, employers and utility providers may also check your credit. If the check doesn’t go well, your application may be denied or you may…

If you bought $100 worth of Bitcoin in early 2010, today you’d have more than $20 million. With those kinds of returns, it’s hard not to think, “Can I get in on that?” Bitcoin, the largest cryptocurrency by market cap, is a good investment if you have a high risk…

Major changes to prescription drug affordability for more than 50 million beneficiaries enrolled in Medicare Part D are likely on the way because of a bill headed to the president’s desk. The Inflation Reduction Act “finally delivers on a promise that Washington has made…

Buying an electric vehicle just got more complicated — but cheaper, if you can find the right model. The Inflation Reduction Act — a centerpiece of President Joe Biden’s plan to tackle climate change and reduce inflation — renews the existing $7,500 tax credit for…

It’s important to sign up for a Medicare Part D prescription drug plan when you enroll in Original Medicare or Medicare Advantage. If you wait too long and sign up later, you’ll face a late enrollment penalty that permanently increases your Part D premiums. The penalty…

No analyst or economist (or journalist) can know the future for certain. But if the past several months are any indication, it looks like we’ll continue to see a healthy increase in interest rates throughout the rest of 2022. There are quite a few macroeconomy mechanisms…

What Is the Formula for Net Income? Net Income = Total Revenue – Total Expenses No matter how much you love what you do, it’s likely you’re working for one reason: money. If you run your own business, you know the ongoing expenses that can eat into your pockets.

There are a few ways to dispute an issue on your credit report, including mailing a letter to the credit bureaus. Your credit dispute letter should detail the error (or errors) you found on your credit report. Your letter should also include copies of important documents to…

Amid rising inflation, interest rates and recession worries, money is getting tighter for many folks — and probably for you. Yet there may be charitable organizations you want to support, friends or family asking for financial help and things you want to buy for yourself.

Search the internet for “student debt stories,” and you’ll easily find dozens of anxiety-ridden tales of student loan borrowers struggling to keep up with enormous debt balances that have swelled out of control due to compounding interest. Very few of those stories…

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Three major consumer…