Money

What Is the Average Cost of Homeowners Insurance?

The average cost of homeowners insurance in the U.S. is $1,631 a year, according to NerdWallet’s 2020 analysis. This estimate is based on a policy for a 40-year-old homeowner with: $300,000 in dwelling coverage. $30,000 in other structures coverage. $150,000 in personal…
Money

401k Early Withdrawal: What to Know Before You Cash Out

When it comes to making a 401k early withdrawal, there are a number of reasons why it might be tempting. With millions still unemployed due to the pandemic, unexpected expenses are taking a particularly hard toll. One reason why early withdrawal isn’t uncommon in the U.S.
Money

9 Low-Cost Ways to Make Virtual Learning Easier for Kids

Amid the COVID-19 pandemic, with millions of schoolchildren still learning remotely as the weather turns colder, some might benefit from a few investments in their at-home experience. The following items, all under $15, can help make distance learning more appealing to even…
Money

What Is a Certified Check?

The last thing you want to worry about when making a big purchase is being scammed. Whether you’re buying or selling something, you don’t want your money or investments to go to waste. Making any financial decision can be unsettling for your budget when faced with a…
Money

5 Ways To Get Started With Retirement Savings

Saving for retirement is one of those things that everyone knows that they need to do, but many people aren’t sure how or when to start. If that sounds like you, here are five different ways that you can get started on your retirement savings. So no matter where you are on…
Money

How Safe Is Air Travel Right Now?

In a time of uncertainty, doubt and downright misinformation, it can be hard to know whom or what institutions to trust about safety during the pandemic. And as families try to decide whether to travel home for the holidays, many remain unsure about the relative risks of air…
Money

What Are FFEL Loans?

Key takeaways FFEL loans are federally backed loans that were originally funded by private companies. The FFEL Program ended in 2010, and some FFEL loans are now owned by the federal government. Borrowers with FFEL loans may want to consolidate to take advantage of more…
Money

Retirement 101: Can I Actually Retire at 65?

Since the mid-1980s, the average retirement age has been rising. With younger generations facing a student loan crisis and the future of social security in question, there’s no reason to expect that trend to slow down any time soon. So is retiring at 65 still a reasonable…
Money

5 Fresh Kitchen Backsplash Ideas

Backsplashes have come a long way from their humble beginnings. Once installed only to protect walls from water, grease and food splatter, the original backsplashes were just four inches high and had little decorative appeal. Today’s backsplashes are essential kitchen…
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Guide to Managing Finances for Deploying Service Members

Life in the military offers some distinct experiences compared to civilian life, and that includes your budget and finances. The pre-deployment process can feel overwhelming, especially when you’re organizing your money and bills.  It’s important you provide your family…
Money

5 Things to Know About the Kroger Credit Card

Kroger is one of the largest grocery store chains in the U.S., with over 2,700 stores across 35 states. If you’re a dedicated shopper at one of the many stores in the Kroger “family,” you might be considering the Kroger 1-2-3 REWARDS® World Mastercard® for your…
Money

TV Black Friday 2020 Deals: Are They Worth It?

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 27. TVs steal the Black Friday spotlight…
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How to Get the Best Costco Black Friday 2020 Deals

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 27. What are Costco’s Black Friday 2020…
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Cell Phone Black Friday 2020 Deals: Are They Worth It?

NerdWallet is here to help you win Black Friday, while leaving your budget intact. We spend the time, you save the money. Visit regularly for holiday shopping tips and announcements about your favorite retailers. Black Friday is Nov. 27. Black Friday sales are ripe with…
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AmEx Gold Card Boosts Welcome Offer to 60,000 Points

American Express is giving new American Express® Gold Card cardholders an opportunity to snag a richer welcome offer. New applicants can now earn the following bonus: Earn 60,000 Membership Rewards points after you spend $4,000 on eligible purchases with your new card…
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5 Award Sweet Spots Using Etihad Guest Miles

The Etihad Guest program may not be the first name that comes to mind when you think of booking an award flight. It’s based in the United Arab Emirates, far from the U.S., and it’s not a member of any of the three major airline alliances: the Oneworld alliance, Star…
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How to Maximize the AmEx Blue Business Plus Credit Card

The Blue Business® Plus Credit Card from American Express is a business rewards card with a unique set of perks that can deliver high value for the right cardholder. With a $0 annual fee, this card is a strong choice for frugal rewards collectors. Terms apply. But to get…
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Is Halloween Canceled This Year? Not at These 10 Theme Parks

Is Halloween canceled this year? It might be in your neighborhood, but it’s not canceled everywhere. Sure, some popular, annual Halloween events at theme parks are off the table this year. With Disneyland still closed, that means the park’s annual Oogie Boogie Bash…