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What Is the Average Cost of Homeowners Insurance?

The average cost of homeowners insurance in the U.S. is $1,631 a year, according to NerdWallet’s 2020 analysis. This estimate is based on a policy for a 40-year-old homeowner with: $300,000 in dwelling coverage. $30,000 in other structures coverage. $150,000 in personal property coverage. $60,000 in loss of use coverage. $300,000 in liability coverage. But…

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